About Mortgage118
The UK's specialist mortgage broker directory, connecting borrowers with independently FCA-authorised professionals across England, Scotland and Wales.
What We Do
Mortgage118 is an independent mortgage broker directory — not a broker ourselves. We exist to help borrowers find the right specialist mortgage professional for their specific needs, whether that's a first-time buyer mortgage, a buy-to-let investment, commercial finance, or a complex specialist loan.
Our directory lists 1,900+ mortgage brokers who hold their own individual FCA authorisation. We verify that all listed brokers appear on the Financial Conduct Authority's public register before their profile goes live.
We believe that finding the right mortgage broker should be straightforward. With over 25 specialist categories — from HMO mortgages to bridging finance, adverse credit lending to expat mortgages — borrowers deserve a clear, verified directory that matches them with truly specialist advice.
Important: We Are a Directory, Not a Broker
Mortgage118 is a broker directory and information service. We are not a mortgage broker and do not provide mortgage advice. All mortgage brokers listed on this site are independently FCA-authorised and operate under their own FCA permissions.
We strongly encourage you to verify any broker's FCA authorisation before proceeding with advice or an application.
Verify on the FCA RegisterHow We Vet Brokers
FCA Register Check
Every broker listed must appear on the FCA Financial Services Register with active authorisation covering mortgage mediation activity (principal or appointed representative).
Business Verification
We verify broker business details including trading address and contact information before profiles are published on the directory.
Profile Approval
Broker profiles are reviewed by our team before going live. Profiles making claims that cannot be substantiated are rejected or amended prior to publication.
Geographic Coverage
We cover England, Scotland and Wales, with 640+ location pages helping borrowers find brokers in their area. Each broker is mapped to their operating location.
Our Coverage
Our Team
Mortgage118 was founded by a team with backgrounds in financial services technology and property finance. Our aim is to make specialist mortgage advice more accessible for UK borrowers.
Contact Us
For enquiries about listing your brokerage, updating your profile, or general questions about the directory, please get in touch.
Get in Touch