Stay updated with the latest mortgage news, market insights, and expert advice
Everything landlords need to know about HMO mortgages in 2026 — from licensing rules and Article 4 directions to specialist lender rates and deposit requirements.
Compare specialist HMO mortgage lenders, their rates, criteria, and maximum room counts. Find out which lenders accept first-time landlords and licensed HMOs.
A comprehensive area-by-area guide to HMO licensing in the UK, covering mandatory and additional licensing schemes, Article 4 directions, and how they affect your mortgage options.
Step-by-step guide for first-time landlords on getting a buy-to-let mortgage, from deposit requirements and rental yield calculations to lender criteria and stress tests.
A complete guide to buy-to-let tax in 2026 — covering Section 24 mortgage interest relief restrictions, capital gains tax, allowable expenses, and tax-efficient structures.
A guide to land mortgages in the UK — covering agricultural land, building plots, and land with planning permission. Learn about deposit requirements, rates, and specialist lenders.
Understand how lenders stress-test buy-to-let mortgage applications, including interest coverage ratios, pay-rate calculations, and how to improve your chances of approval.
How to finance a land purchase at auction, including bridging loans, land mortgages, and the 28-day completion timeline. Practical steps for securing funding fast.
Understand how planning permission affects your mortgage options, what lenders require, and how to finance land before, during, and after planning approval.
Compare commercial mortgages and business loans side by side. Understand when to use each, their costs, terms, and which is right for your property or business purchase.
Current commercial mortgage rates in the UK for 2026 — including fixed vs variable options, how rates are set, and what affects the deal you are offered.
How much deposit you need for a commercial mortgage in the UK, typically 25-40% depending on property type, your experience, and the lender. Tips to reduce your deposit.
