Residential

Residential Mortgages: Complete Guide to Home Purchase Finance

Complete guide to residential mortgages. Learn about home purchase financing, types, and finding the best deals.

By David Sampson
29 September 2025
1 min read

# Residential Mortgages: Complete Guide to Home Purchase Finance

Residential mortgages are the most common type of mortgage, used to purchase properties for personal occupation.

## Types of Residential Mortgages

### First Time Buyer
– **Higher LTV** options
– **Government schemes**
– **Special rates** available
– **Lower deposit** requirements

### Home Mover
– **Portable mortgages**
– **Additional borrowing**
– **Equity release**
– **Flexible** terms

*Looking for a residential mortgage? Our specialist brokers can help you find the best deals for your home purchase.*

About David Sampson

Mortgage expert with years of experience helping clients find the right mortgage solutions.