White Oak UK is an FCA-regulated mortgage broker based in Cheshire West and Chester, CH1 2NP, specialising in Development, Residential. Rated 4.5/5 from 80 reviews.
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Meet our experienced team of mortgage professionals
J L
16 Dec 2025Callum at White Oak was excellent from start to finish. He was professional, responsive and really understood what we needed as a growing business. He helped secure the loan we required quickly and at a very competitive rate, which allowed us to complete our expansion without delays. The whole process was smooth and well managed, and his support throughout made a big difference. I wouldn’t hesitate to recommend Callum and the team at White Oak.
Sam
11 Dec 2025Calum from White Oak is fantastic, he communicates very well and gets the job done. Everything is clear, well explained and he is very good at his job. I’d highly recommend Calum and White Oak.
Mike Chapman
15 Oct 2025Gordon from White Oak, right from the outset, was very approachable, accomodating and informative. The whole process was extremely quick and funds were available within 2 days from the start of the initial call.
Nigel Burton
13 Oct 2025Superb company from start to finish. Highly professional whilst very personable. Concise and swift, no hidden costs or conditions. Our contact, Gordon, so efficient and an absolute gentleman. Makes purchasing an enjoyable journey. 5 stars every time.
Dan Robinson
11 Sept 2025Jay doesnt stop calling despite me saying id leave a bad review and block all calls. Not worth handing your number to them they have 0 respect. Also loans can be crazy short term and high intrest stay away.
No memberships listed.
Regulatory Status
Direct Authorisation
FCA Number
716801Practical guides and explainers from our blog — relevant to this mortgage type.
Everything you need to know about development finance in the UK — from application to drawdown, covering rates, GDV calculations, experience requirements, and lender criteria.
How mezzanine finance works alongside senior debt in property development, typical costs, when to use it, and how it affects your returns and risk profile.
Current development finance rates in the UK for 2026, how lenders price risk based on GDV, experience, location, and project type. Reduce your costs with these strategies.
Complete guide to development finance for property developers. Learn about funding options, requirements, and application process.
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