**Brighton And Hove** (South East) lists **42 FCA-regulated** mortgage brokers on Mortgage118. Typical sold prices here average **£410,203** — **down 1.6%** year-on-year.

The South East market was flat in 2025, with prices unchanged year-on-year. Proximity to London means the region tends to follow the capital's trends, though commuter towns have shown slightly more resilience.

### What local advisers focus on

Together they cover **Residential, Buy-to-Let, Remortgages, First Time Buyers, Portfolio, Adverse Credit** — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.

**Q: How many brokers are listed here?**
A: **42** FCA-regulated firms are shown for **Brighton And Hove**. Common focus areas include Residential, Buy-to-Let, Remortgages, First Time Buyers, Portfolio.

**Q: What do typical property prices look like?**
A: The average price in our data is **£410,203** (down **1.6%** year-on-year). The South East market was flat in 2025, with prices unchanged year-on-year. Proximity to London means the region tends to follow the capital's trends, though commuter towns have shown slightly more resilience.

**Q: Why use a broker instead of only my bank?**
A: Whole-of-market brokers usually scan **dozens of lenders**, including specialists you cannot walk into on the high street. They also know which underwriters are comfortable with local property types and survey quirks. Flat prices create opportunities for first-time buyers to negotiate. Brokers familiar with local lenders who understand commuter-belt property values can often secure better terms than high-street banks.

**Q: What does advice typically cost?**
A: Many offer a **free first conversation**. After that, some are paid by lender commission only; others charge a **£300–£500** (or similar) fee on application or completion — always confirm in writing before you proceed.

**Q: What should I check before I choose?**
A: Confirm **FCA regulation** (everyone here is), match **specialisations** to your case (Residential, Buy-to-Let, Remortgages), and read **reviews**. You want plain-English options, not a single “take it or leave it” product.

**Q: Is adverse credit possible?**
A: Often yes. **Brighton And Hove** has advisers who work with **specialist lenders** when high-street banks say no. Earlier advice usually means more routes stay open.

Typical prices **£410,203**.

Annual movement about **1.6%** (falling).

### Mix of home types (averages)
- **Detached:** £847,185
- **Semi-detached:** £545,835
- **Terraced:** £474,749
- **Flats:** £299,842
- **First-time buyer purchases:** £346,259

### Borrowing costs in context

The Bank of England **Bank Rate** is one input to mortgage pricing; see the **Bank base rate** page on this site for the figure we publish. The deal you are offered still depends on **deposit**, **term**, **fixed vs variable**, and **affordability stress tests** — not any single headline rate.