Sarah Creek Mortgages is an FCA-regulated mortgage broker based in Reading, RG1 7QE, specialising in Buy-to-Let, Remortgages, Residential. Rated 5/5 from 7 reviews.
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Meet our experienced team of mortgage professionals
Emily Stevens
3 Oct 2025From start to finish Sarah dealt with our application quickly, efficiently and got the best deal available. She was always really quick to respond and always had the answer to our questions. Her attention to detail is incredible. She clearly worked hard to get us the best option for us as a family and for this alone I've recommended her to countless people. We will definitely be return customers!
Adam Riley
9 Sept 2025Sarah has been absolutely fantastic throughout this entire process, super friendly, exceptionally knowledgeable and talking us through every step of the process. We had a breakdown in our original purchase and when we found the property we wanted the turn around was accelerated, Sarah swiftly processed the new paperwork to get the mortgage offer and rate we required as quickly as possible. Highly recommended!
JD Harpley
6 Jun 2025Extremely Professional & Dedicated - 5 stars is not enough! To say Sarah moved mountains for mortgage advice, to find solutions and to get us through to the last steps of purchasing our home is an understatement. She goes above and beyond, is efficient and extremely helpful. Highly recommended. We were first-time home owners and Sarah found solutions were others could not and provided an excellent service. Naturally we had lots of questions and she was quick to explain, provide answers, got us a great deal and guided us through all the areas that were new to us. Thanks again Sarah!
Hannah
3 Jun 2025We had an exceptional experience working with Sarah. From the very start she was warm, friendly and incredibly understanding, making what can often be a daunting process feel smooth and straightforward. She took the time to discuss our needs in detail, ensuring we felt confident and informed every step of the way. Her expertise and dedication helped us secure a fantastic deal, and her clear explanations made everything easy to grasp. We truly appreciate the effort Sarah put into making the journey stress-free, and we wouldn't hesitate to recommend her to anyone seeking a knowledgeable and supportive mortgage advisor. Five Stars and a huge thumbs up.
David Rowbottom
2 Jun 2025Sarah was fantastic. Friendly, clear, and incredibly helpful. She explained everything in simple terms and found us a great deal, saving us money on something we wouldn't otherwise have had access to. Can't go wrong.
No memberships listed.
Regulatory Status
Direct Authorisation
FCA Number
001213Practical guides and explainers from our blog — relevant to this mortgage type.
Approximately 220,000 rented homes are expected to be sold by the end of 2026, representing around 5% of the UK s private rental stock. This is largely attributed to the upcoming Renters Rights Act.
A complete guide to buy-to-let tax in 2026 — covering Section 24 mortgage interest relief restrictions, capital gains tax, allowable expenses, and tax-efficient structures.
Step-by-step guide for first-time landlords on getting a buy-to-let mortgage, from deposit requirements and rental yield calculations to lender criteria and stress tests.
Understand how lenders stress-test buy-to-let mortgage applications, including interest coverage ratios, pay-rate calculations, and how to improve your chances of approval.
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