Aldermore
Specialist LenderAldermore is a specialist bank offering residential, buy-to-let, commercial, and development finance to underserved segments of the UK mortgage market. They provide a comprehensive range of products for borrowers and landlords who may not meet high-street bank criteria.
Visit Website
Lending Focus
Aldermore offers mortgage products across 4 categories including Residential, Buy-to-Let, Commercial and 1 more.
Key Features
- Residential mortgages for self-employed and contract workers
- Professional landlord buy-to-let products
- Commercial mortgage and development finance
- Strong intermediary relationships with fast service
- Flexible underwriting for complex income cases
Pros & Cons
Pros
- Full banking licence offering a wide range of property finance
- Strong reputation among intermediaries for reliable service
- Covers residential, BTL, commercial, and development finance
- Flexible underwriting for self-employed and contract workers
Cons
- –Broker-only — cannot apply direct
- –Does not accept adverse credit cases
- –Rates can be higher than mainstream banks for similar LTVs
Fees & Charges
Arrangement Fee
Typically £999 — may vary by product
Valuation Fee
Based on property value — usually £250–£1,500
Early Repayment Charge
Typically 2–5% during fixed-rate period
Overpayment Allowance
Up to 10% per year on most products
Mortgage Rates
Rate data coming soon
We're working on adding live mortgage rate information for Aldermore. In the meantime, visit their website for the latest rates.
View rates on AldermoreApplication Process
Processing Time
2–4 weeks from application to offer
Online DIP
Yes — available online
Offer Valid For
6 months
Lending Criteria
Maximum LTV
85%
Frequently Asked Questions
Is Aldermore a real bank?
Does Aldermore offer mortgages for self-employed borrowers?
Can I get a commercial mortgage from Aldermore?
What is the maximum LTV at Aldermore?
How to Apply
Broker Only
Aldermore products are only available through mortgage brokers. Use our broker directory to find a broker with Aldermore on their lender panel.
Contact Information
Need a Aldermore Broker?
Find FCA-regulated mortgage brokers who have Aldermore on their lender panel.
Find a BrokerRegulatory Status
Similar Lenders
View all lenders
Related Articles
Expert insights and guides for residential mortgages
UK Property Market Analysis: House Prices Dip in September yet Show 1.3% Annual Growth
Despite a slight dip in UK house prices in September, the market shows a 1.3% increase over the past year. This growth suggests resilience amidst economic uncertainties, with implications for buyers and homeowners alike. A deeper understanding of these trends can help stakeholders make informed property finance decisions.
UK Government’s Plan to Revolutionise Homebuying: A Market Analysis
Unravelling the implications of UK Government s proposed changes to homebuying, their impact on mortgage landscape, and potential ripple effects across marke
LIBF & Mortgage Mum’s Scholarship: A Game-Changer in UK’s Mortgage …
Explore how the LIBF and Mortgage Mum scholarship could shape the future of the UK mortgage industry. Understand the implications of this significant develop
Barclays Hikes Residential Rates, NatWest Pulls BTL Products: UK Mo…
Unpack the latest UK mortgage market changes as Barclays ups residential rates and NatWest withdraws BTL products. Understand the broader implications for th
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.