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Aria Finance

Specialist Lender
LondonEst. 2019

Aria Finance is a specialist bridging lender offering short-term property loans with a focus on speed, simplicity, and broker service. They provide regulated and unregulated bridging products and aim to deliver clear, competitive terms with minimal complexity for time-sensitive transactions.

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Specialist Lender

Lending Focus

Aria Finance offers mortgage products across 1 categories including Bridging.

Key Features

  • Regulated and unregulated bridging loans
  • Clear pricing with competitive interest rates
  • Fast indicative terms and rapid processing
  • Dedicated broker support throughout the case lifecycle
  • Flexible security types accepted including residential and commercial

Pros & Cons

Pros

  • Clear, competitive pricing with straightforward terms
  • Fast indicative terms and rapid processing
  • Both regulated and unregulated bridging options
  • Dedicated broker support throughout the entire case lifecycle

Cons

  • Broker-only — no direct access for borrowers
  • Newer lender — established 2019 with less track record
  • Bridging only — no development finance or BTL products

Fees & Charges

Arrangement Fee

Typically 1.5–2% of the loan amount

Valuation Fee

Varies by property value — arranged through approved panel

Early Repayment Charge

No ERC on standard bridging products

Overpayment Allowance

No restrictions — can repay at any time

Mortgage Rates

Rate data coming soon

We're working on adding live mortgage rate information for Aria Finance. In the meantime, visit their website for the latest rates.

View rates on Aria Finance

Application Process

Processing Time

1–3 weeks from application to completion

Online DIP

No — via broker or branch

Offer Valid For

4 weeks from date of offer

Lending Criteria

Maximum LTV

75%

Self-Employed Welcome

Frequently Asked Questions

Does Aria Finance offer regulated bridging loans?
Yes, Aria Finance provides both regulated and unregulated bridging loans, covering owner-occupied and investment property scenarios.
What types of security does Aria Finance accept?
Aria Finance accepts flexible security types including residential and commercial property across England and Wales.
How quickly can Aria Finance provide indicative terms?
Aria Finance aims to provide fast indicative terms, often within the same day for straightforward enquiries.
Is Aria Finance suitable for first-time property investors?
Aria Finance focuses on simplicity and clear terms, making their products accessible, but as a broker-only lender you will need to work with an intermediary.

How to Apply

Broker Only

Aria Finance products are only available through mortgage brokers. Use our broker directory to find a broker with Aria Finance on their lender panel.

Contact Information

Need a Aria Finance Broker?

Find FCA-regulated mortgage brokers who have Aria Finance on their lender panel.

Find a Broker

Regulatory Status

StatusActive

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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.

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