CrowdProperty
Specialist LenderCrowdProperty is a peer-to-peer property lending platform providing bridging loans and development finance directly to property professionals. Funded by a community of investors, CrowdProperty offers a technology-driven alternative to traditional bridging lenders with competitive rates and efficient processes.
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About CrowdProperty
CrowdProperty was launched to connect property professionals directly with investors who want exposure to property-backed lending. The platform operates as a peer-to-peer lender, facilitating bridging loans and development finance funded by a community of individual and institutional investors.
The platform offers bridging loans for property acquisition, refinance, and auction purchases, alongside development finance for refurbishment, conversion, and new-build projects. CrowdProperty uses technology to streamline the application and due diligence process, while experienced property professionals make the final lending decisions.
CrowdProperty differentiates itself by offering competitive rates driven by its peer-to-peer funding model, which removes some of the margin layers found in traditional lending structures. The platform works with both intermediaries and direct applicants, and has funded hundreds of property projects across the UK.
Lending Focus
CrowdProperty offers mortgage products across 4 categories including Commercial, Bridging, Development and 1 more.
Key Features
- Peer-to-peer property lending platform with competitive rates
- Bridging loans and development finance under one platform
- Technology-driven application and due diligence process
- Accepts both intermediary and direct applications
- Funded hundreds of property projects across the UK
Pros & Cons
Pros
- Competitive rates driven by peer-to-peer funding model
- Accepts direct applications — not broker-only
- Both bridging and development finance available
- Technology platform streamlines the application process
Cons
- –Peer-to-peer model means funding depends on investor appetite
- –May take longer to fund than balance-sheet lenders in some cases
- –Platform-based process may not suit all borrowers
Fees & Charges
- Arrangement Fee
- Typically 2% of the loan amount
- Valuation Fee
- Varies by property value
- Early Repayment Charge
- No ERC — can repay early without penalty
- Overpayment Allowance
- No restrictions — early repayment accepted at any time
Mortgage Rates
Rate data coming soon. View rates on CrowdProperty
Application Process
- Processing Time
- 2–4 weeks from application to completion
- Online DIP
- Yes — available online
- Offer Valid For
- 6 weeks
Lending Criteria
- Maximum LTV
- 75%
Frequently Asked Questions
How is CrowdProperty different from a traditional bridging lender?
Can I apply to CrowdProperty directly?
Does CrowdProperty offer development finance?
How quickly can CrowdProperty fund a loan?
How to Apply
Direct & broker access. Apply directly or via a broker for whole-of-market access. Find a broker
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.