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Fiera Real Estate

Specialist Lender
London

Fiera Real Estate is a London-based real estate investment and lending firm offering bridging finance alongside its broader property investment activities. The lender brings an investor's perspective to lending decisions, creating alignment with borrowers on property fundamentals.

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Specialist Lender
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About Fiera Real Estate

Fiera Real Estate operates at the intersection of real estate investment and lending, providing bridging finance as part of a broader suite of property-related activities. This dual perspective — as both investor and lender — gives the firm a unique understanding of property risk and value that benefits borrowers seeking short-term finance.

The lender provides bridging loans for property acquisition, refinance, and strategic capital raise, secured against residential and commercial assets in prime UK locations. Fiera Real Estate focuses on well-located properties with strong fundamentals and clear value propositions, reflecting its investment-led approach to credit assessment.

Fiera Real Estate works through a select network of intermediaries who serve professional investors and institutional borrowers. The lender combines competitive terms with an efficient process, and its investment background means that credit decisions are made by people who genuinely understand property markets and asset values.

Lending Focus

Fiera Real Estate offers mortgage products across 4 categories including Residential, Commercial, Bridging and 1 more.

Key Features

  • Investment-led lending with deep property market understanding
  • Bridging finance for well-located residential and commercial assets
  • Credit decisions made by experienced real estate investors
  • Focus on prime UK locations with strong property fundamentals
  • Part of a broader real estate investment platform

Pros & Cons

Pros

  • Unique investor perspective brings alignment with borrowers on property value
  • Credit team genuinely understands property markets and asset pricing
  • Focus on quality locations and well-fundamented assets
  • Efficient process driven by experienced real estate professionals

Cons

  • Selective lender focused on prime locations — may decline secondary areas
  • Maximum LTV of 70% reflects conservative risk approach
  • Broker-only through a select intermediary network

Fees & Charges

Arrangement Fee
Typically 1.5–2% of the loan amount
Valuation Fee
Varies by property value — instructed from approved panel
Early Repayment Charge
No ERC — minimum interest period applies
Overpayment Allowance
No restrictions — repayment accepted at any time

Mortgage Rates

Rate data coming soon. View rates on Fiera Real Estate

Application Process

Processing Time
2–4 weeks from application to completion
Online DIP
No — via broker or branch
Offer Valid For
8 weeks

Lending Criteria

Maximum LTV
70%
Self-Employed Welcome

Frequently Asked Questions

How does Fiera Real Estate's investment background affect its lending?
Fiera Real Estate's experience as a property investor means its credit team has a deep understanding of asset values, market dynamics, and property risk, leading to well-informed lending decisions.
Where does Fiera Real Estate lend?
Fiera Real Estate focuses on prime UK locations with strong property fundamentals, particularly established urban centres and areas with robust demand and rental markets.
What is the maximum LTV from Fiera Real Estate?
Fiera Real Estate typically lends up to 70% LTV on bridging loans, reflecting its conservative, investment-informed approach to risk.
Does Fiera Real Estate offer development finance?
Fiera Real Estate focuses on bridging finance for acquisition, refinance, and capital raise. For development finance requirements, an alternative specialist lender would be needed.

How to Apply

Broker only. Fiera Real Estate products are available through mortgage brokers. Find a broker with Fiera Real Estate on their panel.

Regulatory

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