Hope Capital
Specialist LenderHope Capital is a Liverpool-based specialist bridging and development finance provider known for a relationship-driven approach. Their experienced team offers tailored short-term lending solutions with a focus on understanding individual deal requirements rather than applying rigid criteria.
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Lending Focus
Hope Capital offers mortgage products across 3 categories including Bridging, Development, Limited Company.
Key Features
- Bridging loans from £100k to £5m
- Refurbishment and light development finance
- Relationship-led underwriting with bespoke terms
- North-West based with nationwide lending coverage
- Responsive broker support with named contacts
Pros & Cons
Pros
- Relationship-led approach with bespoke terms for every deal
- Named broker contacts for personal, consistent service
- Nationwide lending coverage from North-West base
- Flexible underwriting tailored to individual deal requirements
Cons
- –Broker-only — not available direct to borrowers
- –Maximum loan of £5m — may not suit very large transactions
- –Smaller lender with less market presence than larger peers
Fees & Charges
Arrangement Fee
Typically 2% of the loan amount
Valuation Fee
Varies by property value — quoted at application
Early Repayment Charge
No ERC — can repay without penalty
Overpayment Allowance
No restrictions — can repay at any time
Mortgage Rates
Rate data coming soon
We're working on adding live mortgage rate information for Hope Capital. In the meantime, visit their website for the latest rates.
View rates on Hope CapitalApplication Process
Processing Time
1–3 weeks from application to completion
Online DIP
No — via broker or branch
Offer Valid For
4 weeks from date of offer
Lending Criteria
Maximum LTV
75%
Frequently Asked Questions
Where is Hope Capital based?
What is the maximum bridging loan from Hope Capital?
Does Hope Capital offer development finance?
How does Hope Capital differ from larger bridging lenders?
How to Apply
Broker Only
Hope Capital products are only available through mortgage brokers. Use our broker directory to find a broker with Hope Capital on their lender panel.
Contact Information
Need a Hope Capital Broker?
Find FCA-regulated mortgage brokers who have Hope Capital on their lender panel.
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.