Inhale Capital
Specialist LenderInhale Capital is a London-based bridging lender focused on providing fast, simple short-term property finance for experienced investors. The lender takes a no-frills approach, concentrating on what it does best: delivering reliable bridging loans with competitive terms and minimal fuss.
Visit Website
About Inhale Capital
Inhale Capital was founded on a simple premise: bridging finance does not need to be complicated. The firm focuses exclusively on short-term bridging loans, maintaining a lean operation that enables fast decisions and efficient completions without the overhead and complexity of larger, multi-product lenders.
The lender provides first-charge bridging loans for property purchase, refinance, auction completion, and capital-raise purposes, secured against residential and commercial properties across England and Wales. Inhale Capital is best suited to experienced investors who have a clear exit strategy and understand the short-term lending process.
Inhale Capital works through intermediaries and has built a following among brokers who appreciate the lender's direct, uncomplicated approach. The firm avoids over-engineering its products and processes, preferring instead to focus on fast execution and clear communication.
Lending Focus
Inhale Capital offers mortgage products across 3 categories including Commercial, Bridging, Limited Company.
Key Features
- No-frills bridging specialist focused on fast, simple lending
- Lean operation enabling quick decisions and efficient completions
- First-charge bridging on residential and commercial assets
- Clear, direct communication with minimal bureaucracy
- Best suited to experienced investors with clear exit strategies
Pros & Cons
Pros
- Simple, uncomplicated approach to bridging finance
- Fast decisions enabled by lean operational structure
- Direct, clear communication with no unnecessary layers
- Focused exclusively on bridging — deep specialist knowledge
Cons
- –Broker-only — cannot apply directly
- –No development finance or other product lines
- –Less suited to first-time or less experienced borrowers
Fees & Charges
- Arrangement Fee
- Typically 2% of the loan amount
- Valuation Fee
- Varies by property value
- Early Repayment Charge
- No ERC — can redeem at any time without penalty
- Overpayment Allowance
- No restrictions — early repayment welcome
Mortgage Rates
Rate data coming soon. View rates on Inhale Capital
Application Process
- Processing Time
- 1–3 weeks from application to completion
- Online DIP
- No — via broker or branch
- Offer Valid For
- 6 weeks
Lending Criteria
- Maximum LTV
- 75%
Frequently Asked Questions
What is Inhale Capital's approach to bridging?
What types of bridging loans does Inhale Capital offer?
Does Inhale Capital offer development finance?
How quickly can Inhale Capital complete?
How to Apply
Broker only. Inhale Capital products are available through mortgage brokers. Find a broker with Inhale Capital on their panel.
Similar Lenders
View all lenders
Related Articles
Shawbrook’s IPO: A Major Shift in the UK Mortgage Landscape
Analyzing Shawbrook Bank’s listing the biggest IPO of 2025. Implications for UK’s mortgage market and key players.
Commercial Mortgages: Complete Business Property Finance Guide
Complete guide to commercial mortgages for business property purchases. Learn about types, requirements, and application process.
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.