Lending Bridge
Specialist LenderLending Bridge is a London-based bridging specialist providing fast short-term property finance for residential and commercial transactions. The lender is focused exclusively on bridging, offering a streamlined service designed around speed and simplicity.
Visit Website
About Lending Bridge
Lending Bridge is a specialist bridging lender headquartered in London, dedicated entirely to short-term property finance. The lender was established to fill a gap in the market for a focused, efficient bridging provider that prioritises speed and simplicity. Lending Bridge serves property investors and developers who need rapid access to capital for time-sensitive transactions.
Lending Bridge offers first charge bridging loans for residential and commercial properties across England and Wales. The lender specialises in straightforward bridging transactions including purchases, refinances, and light refurbishments. Lending Bridge uses a streamlined process designed to minimise delays and provide certainty of funding.
Lending Bridge operates exclusively through broker partners and has built a reputation for reliable, no-nonsense service. The lender aims to provide indicative terms quickly and maintain consistent communication throughout the deal process. Lending Bridge has grown through strong broker relationships and repeat business.
Lending Focus
Lending Bridge offers mortgage products across 3 categories including Commercial, Bridging, Limited Company.
Key Features
- Exclusively focused on bridging finance
- First charge loans on residential and commercial property
- Streamlined process designed for speed
- Quick indicative terms and consistent communication
- Covers England and Wales
Pros & Cons
Pros
- Pure bridging specialist — no distractions from other product lines
- Streamlined process designed around speed and efficiency
- Quick provision of indicative terms
- Strong reputation for consistent communication throughout the deal
Cons
- –Broker-only — not accessible directly by borrowers
- –Bridging only — no development finance or longer-term lending
- –Smaller lender with more limited capacity than larger institutions
Fees & Charges
- Arrangement Fee
- Typically 2% of the loan amount
- Valuation Fee
- Varies by property value
- Early Repayment Charge
- No ERC — can exit at any time without penalty
- Overpayment Allowance
- No restrictions — full early repayment permitted
Mortgage Rates
Rate data coming soon. View rates on Lending Bridge
Application Process
- Processing Time
- 1–3 weeks from application to completion
- Online DIP
- No — via broker or branch
- Offer Valid For
- 4 weeks from date of offer
Lending Criteria
- Maximum LTV
- 75%
Frequently Asked Questions
Does Lending Bridge only offer bridging loans?
How fast can Lending Bridge complete a loan?
What property types does Lending Bridge accept?
Is Lending Bridge suitable for auction purchases?
How to Apply
Broker only. Lending Bridge products are available through mortgage brokers. Find a broker with Lending Bridge on their panel.
Similar Lenders
View all lenders
Related Articles
Shawbrook’s IPO: A Major Shift in the UK Mortgage Landscape
Analyzing Shawbrook Bank’s listing the biggest IPO of 2025. Implications for UK’s mortgage market and key players.
Commercial Mortgages: Complete Business Property Finance Guide
Complete guide to commercial mortgages for business property purchases. Learn about types, requirements, and application process.
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.