Market Harborough Building Society
Building SocietyMarket Harborough Building Society is a Leicestershire-based mutual offering residential and self-build mortgages. They are well-regarded for their pragmatic approach to non-standard cases, including unusual properties and complex income structures, and they lend nationwide through brokers and direct channels.
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Lending Focus
Market Harborough Building Society offers mortgage products across 2 categories including Residential, Self Build.
Key Features
- Self-build mortgages with advance stage payments
- Flexible criteria for non-standard property types
- Residential lending up to 90% LTV
- Available direct and through broker intermediaries
- Manual underwriting for individual assessment
Pros & Cons
Pros
- Self-build mortgage specialist with advance stage payments
- Flexible criteria for non-standard property types
- Manual underwriting for individual case assessment
- Available direct and through broker intermediaries
Cons
- –Small regional building society — limited brand recognition
- –No bridging, commercial, or specialist lending products
- –Processing may be slower than larger lenders
Fees & Charges
Arrangement Fee
Typically £499–£999 — varies by product
Valuation Fee
Varies by property value — quoted at application
Early Repayment Charge
Typically applies during fixed-rate period — varies by product
Overpayment Allowance
Up to 10% of outstanding balance per year
Mortgage Rates
Rate data coming soon
We're working on adding live mortgage rate information for Market Harborough Building Society. In the meantime, visit their website for the latest rates.
View rates on Market Harborough Building SocietyApplication Process
Processing Time
3–6 weeks from application to offer
Online DIP
No — via broker or branch
Offer Valid For
6 months from date of offer
Lending Criteria
Maximum LTV
90%
Frequently Asked Questions
Does Market Harborough Building Society offer self-build mortgages?
Can Market Harborough lend on unusual property types?
Does Market Harborough Building Society lend nationwide?
What is the maximum LTV from Market Harborough Building Society?
How to Apply
Direct & Broker Access
You can apply directly with Market Harborough Building Society or through a mortgage broker. Using a broker gives you access to the whole market and may secure better terms. Find a broker
Contact Information
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.