Mera Investment Management
Specialist LenderMera Investment Management is a London-based specialist lender providing bridging finance for residential and commercial property. The lender takes a bespoke approach to each transaction, offering tailored short-term funding for experienced property professionals.
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About Mera Investment Management
Mera Investment Management is a specialist bridging lender headquartered in London, offering bespoke short-term property finance for experienced investors and developers. The lender was founded on the principle that every property transaction is unique and deserves individual attention. Mera focuses on delivering tailored bridging solutions rather than standardised products.
Mera provides first charge bridging loans secured against residential, commercial, and mixed-use property across England and Wales. The lender is particularly experienced with complex transactions that require creative structuring, including multi-property portfolios and higher-value deals. Mera's in-house credit team assesses each case individually and provides rapid decisions.
Mera Investment Management operates through broker partners and has built a reputation for reliability and sophistication in the bridging market. The lender draws on investment management expertise to evaluate deals holistically, considering both the property and the borrower's broader strategy. Mera is known for a collaborative approach to structuring transactions.
Lending Focus
Mera Investment Management offers mortgage products across 3 categories including Commercial, Bridging, Limited Company.
Key Features
- Bespoke bridging loans tailored to each transaction
- Experience with complex, multi-property portfolio deals
- In-house credit team with rapid individual case assessment
- Covers residential, commercial, and mixed-use property
- Investment management expertise applied to property lending
Pros & Cons
Pros
- Bespoke approach — every deal is individually structured
- Comfortable with complex, higher-value transactions
- In-house credit team delivers rapid decisions
- Collaborative approach to deal structuring with brokers
Cons
- –Broker-only — no direct access for borrowers
- –Maximum LTV of 70% is lower than some competitors
- –No development finance — bridging only
Fees & Charges
- Arrangement Fee
- Typically 2% of the loan amount
- Valuation Fee
- Varies by property value — arranged through approved panel
- Early Repayment Charge
- No ERC — exit at any time without penalty
- Overpayment Allowance
- No restrictions — full early repayment permitted
Mortgage Rates
Rate data coming soon. View rates on Mera Investment Management
Application Process
- Processing Time
- 2–4 weeks from application to completion
- Online DIP
- No — via broker or branch
- Offer Valid For
- 6 weeks from date of offer
Lending Criteria
- Maximum LTV
- 70%
Frequently Asked Questions
What makes Mera Investment Management different from other bridging lenders?
What is the maximum LTV with Mera?
Does Mera lend on commercial property?
How long does Mera take to complete a bridging loan?
How to Apply
Broker only. Mera Investment Management products are available through mortgage brokers. Find a broker with Mera Investment Management on their panel.
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.