Mint Property Finance
Specialist LenderMint Property Finance is a London-based bridging lender providing short-term property loans for residential and commercial assets. The lender focuses on delivering quick, flexible bridging solutions for investors and developers seeking speed of execution.
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About Mint Property Finance
Mint Property Finance is a specialist bridging lender headquartered in London, providing short-term property finance across England and Wales. The lender was established to serve property investors and developers who need fast, flexible funding for purchases, refinances, and refurbishment projects. Mint Property Finance focuses on speed of execution and a streamlined application process.
Mint Property Finance offers first charge bridging loans on residential, commercial, and semi-commercial property. The lender is known for moving quickly from enquiry to offer, with an experienced underwriting team that provides rapid decisions. Mint caters to experienced property professionals who understand the bridging process and value speed and reliability.
Mint Property Finance works exclusively through broker partners and has developed a strong following in the intermediary community. The lender is recognised for clear pricing, fast turnaround times, and a hands-on approach to case management. Mint aims to be a go-to bridging provider for brokers who need reliable funding solutions.
Lending Focus
Mint Property Finance offers mortgage products across 3 categories including Commercial, Bridging, Limited Company.
Key Features
- First charge bridging loans on residential and commercial property
- Fast turnaround from enquiry to offer
- Experienced underwriting team with rapid decision-making
- Clear pricing with no hidden fees
- Hands-on case management throughout the loan lifecycle
Pros & Cons
Pros
- Fast turnaround times — known for moving quickly from enquiry to offer
- Clear, competitive pricing with transparent fee structure
- Hands-on case management approach
- Strong broker relationships and repeat business track record
Cons
- –Broker-only — no direct-to-consumer option
- –No development finance or second charge products
- –Smaller lender with more limited capacity than larger institutions
Fees & Charges
- Arrangement Fee
- Typically 2% of the loan amount
- Valuation Fee
- Varies by property value
- Early Repayment Charge
- No ERC on standard bridging products
- Overpayment Allowance
- No restrictions — can repay at any time
Mortgage Rates
Rate data coming soon. View rates on Mint Property Finance
Application Process
- Processing Time
- 1–3 weeks from application to completion
- Online DIP
- No — via broker or branch
- Offer Valid For
- 4 weeks from date of offer
Lending Criteria
- Maximum LTV
- 75%
Frequently Asked Questions
How fast can Mint Property Finance provide a bridging loan?
What property types does Mint Property Finance lend against?
Does Mint Property Finance accept limited company borrowers?
Can Mint Property Finance fund auction purchases?
How to Apply
Broker only. Mint Property Finance products are available through mortgage brokers. Find a broker with Mint Property Finance on their panel.
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.