MT Finance
Specialist LenderMT Finance is a specialist short-term bridging lender focused exclusively on delivering fast, flexible bridging loans across England and Wales. Their streamlined process and dedicated case management have earned them multiple industry awards for service and innovation in the bridging sector.
Visit Website
Lending Focus
MT Finance offers mortgage products across 1 categories including Bridging.
Key Features
- Award-winning bridging lender with rapid completions
- Loans from £100k to £10m on residential and commercial assets
- Dedicated case manager from enquiry to redemption
- Same-day indicative terms available
- Transparent pricing with no hidden fees
Pros & Cons
Pros
- Award-winning service with dedicated case manager for every deal
- Same-day indicative terms available for urgent cases
- Transparent pricing with no hidden fees
- Purely focused on bridging — deep specialism in short-term lending
Cons
- –Broker-only — cannot apply directly
- –Only lends in England and Wales — no Scotland or Northern Ireland
- –Limited product range — bridging only, no development or BTL
Fees & Charges
Arrangement Fee
Typically 1.5–2% of the loan amount
Valuation Fee
Varies by property value — arranged through MT Finance panel
Early Repayment Charge
No ERC on standard bridging products
Overpayment Allowance
No restrictions — can repay at any time
Mortgage Rates
Rate data coming soon
We're working on adding live mortgage rate information for MT Finance. In the meantime, visit their website for the latest rates.
View rates on MT FinanceApplication Process
Processing Time
5–10 working days from application to completion
Online DIP
No — via broker or branch
Offer Valid For
4 weeks from date of offer
Lending Criteria
Maximum LTV
75%
Frequently Asked Questions
Does MT Finance lend in Scotland?
How quickly can MT Finance provide terms?
What is the maximum bridging loan from MT Finance?
Does MT Finance charge exit fees?
How to Apply
Broker Only
MT Finance products are only available through mortgage brokers. Use our broker directory to find a broker with MT Finance on their lender panel.
Contact Information
Need a MT Finance Broker?
Find FCA-regulated mortgage brokers who have MT Finance on their lender panel.
Find a BrokerRegulatory Status
Related Articles
Expert insights and guides for bridging mortgages
Bridging Finance: The Complete Guide for Property Investors
Bridging finance is essential for property investors. Learn about types, costs, and application process in our complete guide.
Bridging Finance: The Complete Guide for Property Investors
Bridging finance is essential for property investors. Learn about types, costs, and application process in our complete guide.
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.