Ortus Secured Finance
Specialist LenderOrtus Secured Finance is a London-based bridging specialist offering short-term property loans with a focus on speed, transparency, and broker service. The lender provides first charge bridging for residential and commercial property across England and Wales.
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About Ortus Secured Finance
Ortus Secured Finance is a specialist bridging lender headquartered in London, dedicated to providing fast, transparent short-term property finance. The lender was established with a clear focus on the bridging market, offering first charge loans for property purchases, refinances, and light refurbishment projects across England and Wales. Ortus serves experienced property investors and developers through intermediary partners.
Ortus is known for its commitment to transparency and speed. The lender provides clear, upfront pricing and aims to deliver indicative terms within hours of an enquiry. Ortus has a streamlined underwriting process that enables rapid progression from application to completion. The lender covers both residential and commercial property as security.
Ortus Secured Finance operates as a broker-only lender and has cultivated strong relationships within the property finance intermediary community. The lender differentiates itself through service quality, with dedicated case managers who maintain regular communication with brokers throughout each transaction. Ortus has grown through positive word-of-mouth and repeat business.
Lending Focus
Ortus Secured Finance offers mortgage products across 3 categories including Commercial, Bridging, Limited Company.
Key Features
- Specialist bridging lender with dedicated focus on short-term finance
- Indicative terms typically provided within hours
- Clear, upfront pricing with no hidden fees
- Dedicated case managers for each transaction
- Covers residential and commercial property across England and Wales
Pros & Cons
Pros
- Rapid indicative terms — often within hours of enquiry
- Transparent pricing with clear, upfront fee structure
- Dedicated case managers maintain strong communication throughout
- Focused bridging specialist with deep market expertise
Cons
- –Broker-only — no direct applications from borrowers
- –Bridging only — no development finance or longer-term products
- –Coverage limited to England and Wales
Fees & Charges
- Arrangement Fee
- Typically 2% of the loan amount
- Valuation Fee
- Varies by property value — quoted at application stage
- Early Repayment Charge
- No ERC — can exit at any time without penalty
- Overpayment Allowance
- No restrictions — full early repayment permitted
Mortgage Rates
Rate data coming soon. View rates on Ortus Secured Finance
Application Process
- Processing Time
- 1–3 weeks from application to completion
- Online DIP
- No — via broker or branch
- Offer Valid For
- 4 weeks from date of offer
Lending Criteria
- Maximum LTV
- 75%
Frequently Asked Questions
How quickly does Ortus Secured Finance provide indicative terms?
What property types does Ortus Secured Finance accept?
Does Ortus Secured Finance charge early repayment penalties?
Is Ortus Secured Finance suitable for refurbishment projects?
How to Apply
Broker only. Ortus Secured Finance products are available through mortgage brokers. Find a broker with Ortus Secured Finance on their panel.
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.