Wey Bridging
Specialist LenderWey Bridging is a Surrey-based specialist bridging finance provider offering short-term property loans across England and Wales. The lender is known for a personal, relationship-driven approach to bridging, with experienced principals who are closely involved in each transaction.
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About Wey Bridging
Wey Bridging is a specialist bridging lender based in Surrey, offering short-term property finance for investors and developers across England and Wales. The lender takes its name from the River Wey in Surrey and was founded on a philosophy of relationship-driven lending. Wey Bridging's principals are closely involved in each deal, bringing personal attention and rapid decision-making to every transaction.
Wey Bridging provides first charge bridging loans on residential and commercial property. The lender covers purchases, refinances, auction transactions, and light refurbishment projects. Wey Bridging is known for a personal touch that sets it apart from larger, more corporate bridging lenders. Borrowers and brokers work directly with experienced decision-makers.
Wey Bridging operates through broker partners and has developed strong, lasting relationships within the intermediary community. The lender's Surrey base gives it a perspective outside the London lending cluster, though it lends across England and Wales. Wey Bridging has grown through personal reputation and word-of-mouth referrals.
Lending Focus
Wey Bridging offers mortgage products across 3 categories including Commercial, Bridging, Limited Company.
Key Features
- Personal, relationship-driven bridging lender
- Experienced principals directly involved in each deal
- First charge lending on residential and commercial property
- Surrey-based with coverage across England and Wales
- Rapid decision-making through principal-led structure
Pros & Cons
Pros
- Personal, relationship-driven approach — not a faceless institution
- Principals directly involved ensures rapid, informed decisions
- Strong personal reputation built on trust and delivery
- Surrey base provides perspective outside the London lending cluster
Cons
- –Broker-only — no direct-to-consumer access
- –Maximum LTV of 70% is lower than some competitors
- –Smaller capacity — may not suit very large loan requirements
Fees & Charges
- Arrangement Fee
- Typically 2% of the loan amount
- Valuation Fee
- Varies by property value
- Early Repayment Charge
- No ERC — can exit at any time without penalty
- Overpayment Allowance
- No restrictions — full early repayment permitted
Mortgage Rates
Rate data coming soon. View rates on Wey Bridging
Application Process
- Processing Time
- 2–3 weeks from application to completion
- Online DIP
- No — via broker or branch
- Offer Valid For
- 4 weeks from date of offer
Lending Criteria
- Maximum LTV
- 70%
Frequently Asked Questions
Where is Wey Bridging based?
What makes Wey Bridging different from larger bridging lenders?
What is the maximum LTV for Wey Bridging?
Can Wey Bridging fund auction purchases?
How to Apply
Broker only. Wey Bridging products are available through mortgage brokers. Find a broker with Wey Bridging on their panel.
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.