Yorkshire Building Society
Building SocietyYorkshire Building Society is the UK's third-largest building society, serving members across England with a range of residential and buy-to-let mortgage products. It is known for competitive pricing driven by its mutual status, returning value to members rather than shareholders.
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Lending Focus
Yorkshire Building Society offers mortgage products across 2 categories including Residential, Buy-to-Let.
Key Features
- Third-largest UK building society with strong mutual values
- Competitive fixed-rate deals driven by mutual ownership model
- Buy-to-let mortgage range including individual and limited company borrowers
- Fee-free and fee-saver mortgage options available
- Dedicated broker support with consistent service level agreements
Pros & Cons
Pros
- Competitive rates driven by mutual ownership — no shareholders to pay
- Strong buy-to-let range including limited company lending
- Fee-free mortgage options available across many products
- Reliable broker service with consistent turnaround times
Cons
- –No shared ownership or Help to Buy products
- –Branch network limited primarily to Northern England
- –Online tools and digital experience less advanced than major banks
Fees & Charges
Arrangement Fee
£995 or fee-free options available
Valuation Fee
Free on selected products; otherwise £250–£1,500 depending on property value
Early Repayment Charge
1–5% during the initial deal period
Overpayment Allowance
Up to 10% per year without charge
Mortgage Rates
Rate data coming soon
We're working on adding live mortgage rate information for Yorkshire Building Society. In the meantime, visit their website for the latest rates.
View rates on Yorkshire Building SocietyApplication Process
Processing Time
2–4 weeks from application to offer
Online DIP
Yes — available online
Offer Valid For
6 months
Lending Criteria
Maximum LTV
95%
Max Loan Amount
£2m
Min Loan Amount
£25k
Rate Types
fixed, tracker, discount
Frequently Asked Questions
Does Yorkshire Building Society offer buy-to-let mortgages?
Is Yorkshire Building Society a mutual?
What is the maximum mortgage term with Yorkshire Building Society?
Can I apply for a Yorkshire Building Society mortgage online?
How to Apply
Direct & Broker Access
You can apply directly with Yorkshire Building Society or through a mortgage broker. Using a broker gives you access to the whole market and may secure better terms. Find a broker
Contact Information
Need a Yorkshire Building Society Broker?
Find FCA-regulated mortgage brokers who have Yorkshire Building Society on their lender panel.
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.