Fox Funding
Specialist LenderFox Funding is a specialist property finance provider offering bridging loans and development funding across England and Wales. The lender is recognised for its entrepreneurial approach to lending and its ability to move quickly on time-sensitive deals.
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About Fox Funding
Fox Funding was created by a team of property professionals and finance specialists who saw an opportunity to build a lender that truly understands the pressures and timelines that property investors face. The firm takes an entrepreneurial approach to lending, recognising that the best opportunities often come with tight deadlines.
The lender provides bridging loans for acquisitions, auction purchases, refinancing, and capital-raise scenarios, alongside development finance for refurbishment and conversion projects. Fox Funding lends against residential and commercial security across England and Wales, with loan sizes typically starting from £100,000.
Fox Funding works through intermediaries and values speed and agility in its operations. The lender maintains a lean decision-making process, ensuring that cases are assessed and progressed without unnecessary bureaucracy. This approach has earned Fox Funding a loyal following among brokers who specialise in time-critical property finance.
Lending Focus
Fox Funding offers mortgage products across 4 categories including Commercial, Bridging, Development and 1 more.
Key Features
- Entrepreneurial approach to property lending
- Bridging loans and development finance available
- Lean decision-making process for fast turnarounds
- Loans from £100k on residential and commercial security
- Development finance for refurbishment and conversion projects
Pros & Cons
Pros
- Fast, agile decision-making with minimal bureaucracy
- Understands the time pressures faced by property investors
- Both bridging and development finance from one lender
- Loan sizes from £100k making it accessible to a wide range of investors
Cons
- –Broker-only — no direct consumer access
- –England and Wales only — does not lend in Scotland or NI
- –Entrepreneurial approach may mean less standardised processes
Fees & Charges
- Arrangement Fee
- Typically 2% of the loan amount
- Valuation Fee
- Varies by property value and type
- Early Repayment Charge
- No ERC — can repay at any time
- Overpayment Allowance
- No restrictions — early repayment accepted
Mortgage Rates
Rate data coming soon. View rates on Fox Funding
Application Process
- Processing Time
- 1–3 weeks from application to completion
- Online DIP
- No — via broker or branch
- Offer Valid For
- 6 weeks
Lending Criteria
- Maximum LTV
- 75%
Frequently Asked Questions
What is the minimum loan size from Fox Funding?
Does Fox Funding offer development finance?
How quickly can Fox Funding complete a bridging loan?
What types of property does Fox Funding accept?
How to Apply
Broker only. Fox Funding products are available through mortgage brokers. Find a broker with Fox Funding on their panel.
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.