Funding 365
Specialist LenderFunding 365 is a specialist bridging and development finance lender offering property-backed loans across the UK. The lender is backed by significant institutional capital and is known for its ability to handle large, complex transactions alongside everyday bridging requirements.
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About Funding 365
Funding 365 was established as a specialist property finance lender with ambitions to serve the full spectrum of short-term lending needs, from straightforward bridging loans to complex multi-million-pound development projects. The firm is backed by substantial institutional capital, giving it the capacity to fund large transactions while maintaining competitive terms.
The lender offers bridging loans for property purchase, refinance, auction completion, and capital raise, alongside development finance for refurbishment, conversion, and ground-up construction. Funding 365 lends across the UK including England, Wales, and Scotland, with loan sizes ranging from £150,000 to £50 million.
Funding 365 operates through intermediaries and has built a strong reputation among brokers for reliable execution on both standard and complex cases. The lender's institutional backing means it can provide certainty of funding that smaller balance-sheet lenders may struggle to match on larger transactions.
Lending Focus
Funding 365 offers mortgage products across 4 categories including Commercial, Bridging, Development and 1 more.
Key Features
- Institutional capital backing for loans up to £50m
- Bridging loans and development finance under one roof
- UK-wide lending including England, Wales, and Scotland
- Capable of handling both standard and complex large transactions
- Development finance for refurb, conversion, and ground-up construction
Pros & Cons
Pros
- Substantial institutional backing provides certainty on large deals
- Loans from £150k to £50m — wide range of transaction sizes
- Both bridging and development finance available
- UK-wide coverage including Scotland
Cons
- –Broker-only — no direct consumer applications
- –Minimum loan size of £150k may not suit smaller investors
- –Larger lender — may feel less personal than boutique providers
Fees & Charges
- Arrangement Fee
- Typically 2% of the loan amount
- Valuation Fee
- Varies by property value and type
- Early Repayment Charge
- No ERC — minimum interest period may apply
- Overpayment Allowance
- No restrictions — can repay at any time
Mortgage Rates
Rate data coming soon. View rates on Funding 365
Application Process
- Processing Time
- 2–4 weeks from application to completion
- Online DIP
- No — via broker or branch
- Offer Valid For
- 6 weeks
Lending Criteria
- Maximum LTV
- 75%
Frequently Asked Questions
What is the maximum loan size from Funding 365?
Where does Funding 365 lend?
Does Funding 365 offer development finance?
How quickly can Funding 365 complete a bridging loan?
How to Apply
Broker only. Funding 365 products are available through mortgage brokers. Find a broker with Funding 365 on their panel.
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.