Hodge
Specialist LenderHodge is a Cardiff-based specialist lender offering equity release, commercial mortgages, and buy-to-let products. As a family-owned financial services group, they bring a long-term perspective to lending and are particularly well known for their later-life lending expertise.
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Lending Focus
Hodge offers mortgage products across 3 categories including Buy-to-Let, Commercial, Equity Release.
Key Features
- Equity release and later-life lending specialist
- Commercial mortgage products for business owners
- Buy-to-let lending for experienced landlords
- Family-owned business with long-term stability
- Welsh-headquartered with strong regional presence
Pros & Cons
Pros
- Specialist in equity release and later-life lending
- Family-owned business providing long-term stability and commitment
- Covers equity release, commercial, and buy-to-let in one group
- Strong Welsh regional presence with experienced local teams
Cons
- –Broker-only — cannot apply direct
- –Maximum 75% LTV across products
- –Not suitable for standard residential homebuyers
Fees & Charges
Arrangement Fee
Typically £995–£1,495 depending on product
Valuation Fee
Based on property value — usually £250–£1,500
Early Repayment Charge
Varies by product — equity release may have ERCs in early years
Overpayment Allowance
Varies by product — some equity release plans allow voluntary payments
Mortgage Rates
Rate data coming soon
We're working on adding live mortgage rate information for Hodge. In the meantime, visit their website for the latest rates.
View rates on HodgeApplication Process
Processing Time
3–6 weeks from application to offer
Online DIP
Yes — available online
Offer Valid For
6 months
Lending Criteria
Maximum LTV
75%
Frequently Asked Questions
Does Hodge offer equity release?
Is Hodge a family-owned company?
Does Hodge offer commercial mortgages?
How to Apply
Broker Only
Hodge products are only available through mortgage brokers. Use our broker directory to find a broker with Hodge on their lender panel.
Contact Information
Need a Hodge Broker?
Find FCA-regulated mortgage brokers who have Hodge on their lender panel.
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.