Landbay
Specialist LenderLandbay is a specialist buy-to-let-only lender offering competitive products for individual and portfolio landlords. They focus exclusively on the BTL market, using technology and efficient processes to deliver fast, competitive lending decisions for intermediaries.
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Lending Focus
Landbay offers mortgage products across 1 categories including Buy-to-Let.
Key Features
- Exclusive focus on buy-to-let lending
- Competitive rates for standard BTL cases
- Technology-driven fast processing and decisions
- Simple, transparent product range
- Efficient broker portal with quick submissions
Pros & Cons
Pros
- Exclusive BTL focus means deep expertise in landlord lending
- Competitive rates for standard buy-to-let cases
- Technology-driven fast processing and decisions
- Simple, transparent product range that is easy to navigate
Cons
- –Broker-only — cannot apply direct
- –Buy-to-let only — no residential, HMO, or commercial products
- –Does not accept adverse credit
Fees & Charges
Arrangement Fee
Typically £995 — varies by product
Valuation Fee
Based on property value — usually £200–£1,000
Early Repayment Charge
Typically 2–4% during fixed-rate period
Overpayment Allowance
Up to 10% per year on most products
Mortgage Rates
Rate data coming soon
We're working on adding live mortgage rate information for Landbay. In the meantime, visit their website for the latest rates.
View rates on LandbayApplication Process
Processing Time
1–3 weeks from application to offer
Online DIP
Yes — available online
Offer Valid For
6 months
Lending Criteria
Maximum LTV
80%
Frequently Asked Questions
Does Landbay only do buy-to-let?
Is Landbay good for first-time landlords?
What is Landbay's maximum LTV?
How to Apply
Broker Only
Landbay products are only available through mortgage brokers. Use our broker directory to find a broker with Landbay on their lender panel.
Contact Information
Need a Landbay Broker?
Find FCA-regulated mortgage brokers who have Landbay on their lender panel.
Find a BrokerRegulatory Status
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.