Sancus Lending
Specialist LenderSancus Lending is an international property finance provider offering bridging and development loans across the UK, Jersey, Guernsey, Gibraltar, and Hong Kong. Their multi-jurisdictional reach and institutional funding lines make them a distinctive choice for borrowers with cross-border or complex property transactions.
Visit WebsiteSancus Lending
Lending Focus
Sancus Lending offers mortgage products across 5 categories including Bridging, Development, Expat and 2 more.
Key Features
- Multi-jurisdictional lending across UK and Crown Dependencies
- Bridging loans from £250k to £15m
- Development finance for ground-up and refurbishment projects
- Cross-border expertise for international borrowers
- Institutional funding providing certainty of completion
Pros & Cons
Pros
- Multi-jurisdictional lending — UK, Jersey, Guernsey, Gibraltar, and Hong Kong
- Accepts expats and foreign nationals where most bridging lenders do not
- Institutional funding lines provide certainty of completion
- Experienced with complex cross-border transactions
Cons
- –Broker-only — no direct access for borrowers
- –Lower maximum LTV of 70% compared to peers
- –Higher minimum loan of £250k excludes smaller deals
Fees & Charges
Arrangement Fee
Typically 2% of the loan amount
Valuation Fee
Varies by property value and jurisdiction — quoted at application
Early Repayment Charge
No ERC on standard bridging — minimum interest period may apply
Overpayment Allowance
No restrictions — can repay at any time
Mortgage Rates
Rate data coming soon
We're working on adding live mortgage rate information for Sancus Lending. In the meantime, visit their website for the latest rates.
View rates on Sancus LendingApplication Process
Processing Time
2–4 weeks from application to completion
Online DIP
No — via broker or branch
Offer Valid For
4 weeks from date of offer
Lending Criteria
Maximum LTV
70%
Frequently Asked Questions
Can foreign nationals get a bridging loan from Sancus Lending?
Where does Sancus Lending operate?
What is the maximum LTV on Sancus bridging loans?
Does Sancus Lending offer development finance?
How to Apply
Broker Only
Sancus Lending products are only available through mortgage brokers. Use our broker directory to find a broker with Sancus Lending on their lender panel.
Contact Information
Need a Sancus Lending Broker?
Find FCA-regulated mortgage brokers who have Sancus Lending on their lender panel.
Find a BrokerRegulatory Status
Similar Lenders
View all lenders
Related Articles
Expert insights and guides for bridging mortgages
Bridging Finance: The Complete Guide for Property Investors
Bridging finance is essential for property investors. Learn about types, costs, and application process in our complete guide.
Bridging Finance: The Complete Guide for Property Investors
Bridging finance is essential for property investors. Learn about types, costs, and application process in our complete guide.
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.