Pure Retirement
Specialist LenderPure Retirement is a dedicated equity release provider based in Leeds, offering lifetime mortgages exclusively through qualified financial advisers. They are members of the Equity Release Council and are known for innovation in the later-life lending market.
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Lending Focus
Pure Retirement offers mortgage products across 1 categories including Equity Release.
Key Features
- Exclusive focus on equity release lifetime mortgages
- Equity Release Council member with no-negative-equity guarantee
- Innovative product features including drawdown options
- Available only through qualified equity release advisers
- Leeds-based with dedicated adviser support team
Pros & Cons
Pros
- Dedicated equity release specialist with deep market expertise
- Equity Release Council member with no-negative-equity guarantee
- Innovative products including flexible drawdown options
- Strong adviser support from Leeds-based team
Cons
- –Adviser-only — must use a qualified equity release adviser
- –Maximum 55% LTV limits borrowing capacity
- –Equity release only — no standard mortgage products
Fees & Charges
Arrangement Fee
Typically £595–£995 — varies by product
Valuation Fee
Based on property value — usually £250–£1,500
Early Repayment Charge
May apply in early years — varies by product
Overpayment Allowance
Some plans allow voluntary interest payments
Mortgage Rates
Rate data coming soon
We're working on adding live mortgage rate information for Pure Retirement. In the meantime, visit their website for the latest rates.
View rates on Pure RetirementApplication Process
Processing Time
4–8 weeks from application to completion
Online DIP
No — via broker or branch
Offer Valid For
6 months
Lending Criteria
Maximum LTV
55%
Frequently Asked Questions
Is Pure Retirement a member of the Equity Release Council?
Can I draw down money over time with Pure Retirement?
What is the minimum age for Pure Retirement?
How to Apply
Broker Only
Pure Retirement products are only available through mortgage brokers. Use our broker directory to find a broker with Pure Retirement on their lender panel.
Contact Information
Need a Pure Retirement Broker?
Find FCA-regulated mortgage brokers who have Pure Retirement on their lender panel.
Find a BrokerRegulatory Status
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.